“Where do I get this from?”
“Is this the nearest equivalent?”
“That looks expensive!”
These are common cries from Insurance staff around the country when they see a quote to replace IT equipment.
IT Claims Services has established accounts with many major wholesalers and suppliers of IT Equipment around Australia to ensure that we can locate and supply ALL types and ALL brands of IT Equipment.
We can supply: Dell, Lenovo, HP, Apple, Toshiba, Acer, LG, Panasonic, Brother, Canon, Lexmark, Epson, Crumpler, Custom Configured Computers (White Box) and many many others.
Some of these companies you may never have heard of, but someone claims on them once in a blue moon.
IT Claims Services is not a retailer, and we don’t hold stock. This means that all quotes we supply are for the nearest equivalent replacements available, not what we happen to have on hand.
IT Claims Services can source & supply the correct equipment to your Customers and ship it to them anywhere within Australia through our suppliers' offices in Melbourne, Brisbane, Perth and Sydney.
Your customers get the nearest equivalent replacement ensuring that there is no unnecessary betterment.
As an added bonus, our wholesalers sometimes provide bonuses to give away with equipment. This can be a bag, more memory, USB sticks etc. What a great surprise for your Customers when they receive their replacement equipment.Read More
One of the main questions we hear from insureds when we are evaluating a claim is "I've got my laptop insured for $3,000, how come I'm getting a replacement worth $1,500? Why have I been paying a premium on $3,000 when the laptop's only worth $1,500?"
Whilst we are all aware that the sum insured is the insured's responsibility, too often we see a schedule of IT equipment where the sums insured continually reflect the purchase price year after year when the actual replacement cost is much less in most cases.
The IT Claims Services Sum Insured Review service allows insurers and/or intermediaries the ability to provide their clients with an accurate and up-to-date replacement value for their equipment. This can have the effect of reducing the client's premium and can be seen by the client as an additional service that actually benefits them financially.
Insurers and intermediaries are too often assumed to be finding ways to increase a client's premium. How nice it would be to provide them with a service that suggests a reduction in premium while providing them with an accurate and up-to-date replacement value for their equipment.
IT Claims Services will review your client's schedule of IT equipment and provide a report of the current replacement value.
Sometimes customers or Third Parties in a liability claim just want to be cash settled.
We can provide detailed reports outlining the specifications, age and nearest equivalent models of IT equipment with a Indemnity Value (Cost of replacement less depreciation) or Market Value (selling price for similar equipment, specifications, age and condition).Read More
Our core business is that of Third Party Claims Administration, operating on behalf of insurers in the investigation and settlement of their IT and electronic equipment claims.
Our experience in administering claims on behalf of insurers has resulted in a dramatic reduction in settlement costs for those insurers. This is principally due to the standard of claims personnel employed by IT Claims Services and our ability to negotiate set inspection and labor charges with repairers. We have also established wholesale relationships with manufacturers and their recommended suppliers for the supply of replacement equipment.
As part of the service we provide to insurers when acting as their Third Party Claims Administrator we actively seek all forms of recovery available by way of salvage, dual insurance and negligent third parties.
Our purpose-built Claims Administration Database can be utilised to provide relevant claim statistics to the insurer. Being able to identify repeated loss scenarios and undesirable exposures is extremely useful in determining any required changes to underwriting guidelines and premium rates.
Our claims consultants liaise with the clients and develop an effective working relationship by displaying empathy and compassion while maintaining a professional attitude toward the settlement of the claim.Read More
Our Claims Administration Service allows you to provide a professional service to claims where time may not permit you to!
Use our services how you wish for as long as you wish!
Some of the benefits of using this service are:
Our Claims Administration Service is available to all general insurance intermediaries throughout Australia.
Spend more time finding new business, while we support your customers!!Read More
A number of Australia's leading insurers and loss adjusters engage our services to provide expert advice on the assessment of a claim for IT and electronic equipment allegedly damaged by an insured event.
Upon inspection of the damaged equipment we are able to:
In most circumstances, depending on the customer's physical location and the description of the damage sustained, and the resultant effect on the insured equipment, we will arrange for the equipment to be shipped to our office for thorough investigation and testing. Our in-house specialist personnel are able to determine if the circumstances that led to the damage as detailed on the claim form by the customer could in fact have resulted in the actual damage sustained by the insured unit(s).
We will also review any repair or replacement quotation provided by the customer, and arrange for a further independent quotation to provide an alternative to the insurer or loss adjuster.
Where customers have preferred suppliers and/or repairers, we will negotiate with the local supplier and/or repairer to ensure that the best possible price is obtained. If the Customers preferred supplier and/or repairer’s price is still greater than ours, we will give that supplier the opportunity to beat our price!Read More